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INDEPENDENT AGENCY — 12 CARRIERS, ONE DESK
Insurance in plain English.
We shop twelve carriers so you don't shop one ad at a time. Start where it hurts:
Cover the big four.
Auto
- COLLISION
- COMPREHENSIVE
- UNINSURED
Business
- LIABILITY
- PROPERTY
- CYBER
Life
- TERM
- WHOLE
- FINAL EXPENSE
We work for you, not for a logo.
A CAPTIVE AGENT
One carrier. One price. Take it.
CRESTWAY
Twelve carriers bid. You take the best one.
- Meridian Mutual — rated A+
- Blue Harbor — rated A
- Stonewell — rated A
- Lanternhouse — rated A+
- Pillar & Co — rated A
- NorthPeak — rated A+
- Fairhaven — rated A
- Oakline — rated A
- Beacon General — rated A+
- Cardinal — rated A
- Drydock Marine — rated A
- Summit Life — rated A+
Same coverage, average $412/yr difference. That's not a sale — that's math.
Twelve carriers on the bench.
All A-rated or better. We bench anyone who slips.
$412/YRAVG FOUND SAVINGS
6 OF 10 POLICIESGAPS FOUND IN
0PUSHY FOLLOW-UPS
FREE — 20 MINUTES — NO SWITCHING REQUIRED
Bring us the policy you don't understand.
We read page 14 so you don't have to — and flag the gaps and the overcharges in plain English.
Two decades. One desk. No hold music.
Crestway opened in 2005 with a desk, a phone, and a rule: the person who sells the policy answers the claim call. Still the rule.
2005EST.
3,100POLICIES IN FORCE
96%RENEWAL
Licensed. Local. Actually answer.
Ana Reyes-Whitfield
20 years, every license in the drawer; built the carrier bench one handshake at a time. Home, business, life.
LIC. P&C + LIFE · EST. THE DESK
Doug Barnes
Former claims adjuster who defected to the policyholder side. Reads exclusions for sport. Auto and claims.
LIC. P&C · EX-ADJUSTER, 11 YRSPractice the bad day now.
- !CAR CRASH
The bad day starts.
- 01CALL US FIRST
- 02
Your policy # is in your phone because we texted it to you at signup.
- 03WE FILE
- 04YOU'RE PAID
Stack the discounts.
BUNDLE DISCOUNT0%
EST. ANNUAL$0
Umbrella is the cheapest sleep money buys — usually under $200 a year.
FREE PDF — 47 TERMS, ZERO LATIN
What the fine print actually says.
'Actual cash value' vs 'replacement cost' will cost or save you thousands. Two pages in, you'll know which you own.
3,100
POLICIES IN FORCE
940
CLAIMS WALKED THROUGH
9
AVG DAYS TO PAID
12
CARRIERS ON THE BENCH
Renewal rate 96% — people leave town more often than they leave us.
Coverage that grows up with you.
- FIRST CAR
Liability that won't bankrupt a 19-year-old.
AUTO - FIRST HOUSE
Dwelling + the flood question, answered early.
HOME + FLOOD - FIRST KID
Term life, 20 minutes, done.
TERM LIFE - FIRST BUSINESS
LLC ≠ covered. Now it is.
BOP + CYBER - THE DECK CHAIR
Umbrella up, premiums down, boat rider optional.
UMBRELLA
Asked across the desk.
Nothing. Carriers pay us the same commission they'd pocket as 'direct pricing.' You just gain a human.
Yes — unused premium comes back prorated. We handle the breakup letter.
The carrier writes the check; we do everything else. You call us, we file, we translate, we chase.
It's cheapest exactly now. That's the trick of it.
All three, plus the odd ones. Twelve carriers means somebody on the bench writes it.