CrestwayINDEPENDENT INSURANCE
Start a quote

INDEPENDENT AGENCY — 12 CARRIERS, ONE DESK

Insurance in plain English.

We shop twelve carriers so you don't shop one ad at a time. Start where it hurts:

Cover the big four.

Home

  • DWELLING
  • LIABILITY
  • WATER BACKUP
from $94/mo

Auto

  • COLLISION
  • COMPREHENSIVE
  • UNINSURED
from $61/mo

Business

  • LIABILITY
  • PROPERTY
  • CYBER
from $49/mo

Life

  • TERM
  • WHOLE
  • FINAL EXPENSE
from $18/mo

We work for you, not for a logo.

A CAPTIVE AGENT

One carrier. One price. Take it.

CRESTWAY

Twelve carriers bid. You take the best one.

  • Meridian Mutual — rated A+
  • Blue Harbor — rated A
  • Stonewell — rated A
  • Lanternhouse — rated A+
  • Pillar & Co — rated A
  • NorthPeak — rated A+
  • Fairhaven — rated A
  • Oakline — rated A
  • Beacon General — rated A+
  • Cardinal — rated A
  • Drydock Marine — rated A
  • Summit Life — rated A+

Same coverage, average $412/yr difference. That's not a sale — that's math.

Twelve carriers on the bench.

All A-rated or better. We bench anyone who slips.

$412/YRAVG FOUND SAVINGS
6 OF 10 POLICIESGAPS FOUND IN
0PUSHY FOLLOW-UPS

FREE — 20 MINUTES — NO SWITCHING REQUIRED

Bring us the policy you don't understand.

We read page 14 so you don't have to — and flag the gaps and the overcharges in plain English.

Crestway storefront window with hand-lettered hours card and warm interior

Two decades. One desk. No hold music.

Crestway opened in 2005 with a desk, a phone, and a rule: the person who sells the policy answers the claim call. Still the rule.

2005EST.
3,100POLICIES IN FORCE
96%RENEWAL

Licensed. Local. Actually answer.

Ana Reyes-Whitfield at her desk in daylight, mid-explanation, marked-up policy in hand

Ana Reyes-Whitfield

20 years, every license in the drawer; built the carrier bench one handshake at a time. Home, business, life.

LIC. P&C + LIFE · EST. THE DESK
Doug Barnes on the phone at the Crestway desk, smiling

Doug Barnes

Former claims adjuster who defected to the policyholder side. Reads exclusions for sport. Auto and claims.

LIC. P&C · EX-ADJUSTER, 11 YRS

Reviews written after the bad day.

HAIL

“Roof totaled in April. Doug had an adjuster out in two days and the check beat the contractor.”

— The Nguyens
KITCHEN FIRE

“Ana called us before we'd finished calling her.”

— R. Okafor
FENDER BENDER

“The other driver's insurer wanted a fight. Doug wanted the checkbook. Doug won.”

— Priya S.
PIPE BURST

“Water in the walls at 2am. A human answered, and the dry-out crew beat sunrise.”

— The Calloways
STOLEN VAN (BUSINESS)

“Lost the van, not the week. Tools covered, rental covered, invoices went out on time.”

— M. Duarte, Duarte Electric

Practice the bad day now.

  1. !CAR CRASH

    The bad day starts.

  2. 01CALL US FIRST

  3. 02

    Your policy # is in your phone because we texted it to you at signup.

  4. 03WE FILE

  5. 04YOU'RE PAID

Stack the discounts.

0%5%10%15%20%25%
BUNDLE DISCOUNT0%
EST. ANNUAL$0

Umbrella is the cheapest sleep money buys — usually under $200 a year.

The Plain-English Policy Glossary — a slim softcover booklet, navy slab title on a white cover

FREE PDF — 47 TERMS, ZERO LATIN

What the fine print actually says.

'Actual cash value' vs 'replacement cost' will cost or save you thousands. Two pages in, you'll know which you own.

One email. Read it before renewal season.

3,100
POLICIES IN FORCE
940
CLAIMS WALKED THROUGH
9
AVG DAYS TO PAID
12
CARRIERS ON THE BENCH

Renewal rate 96% — people leave town more often than they leave us.

Coverage that grows up with you.

  1. FIRST CAR

    Liability that won't bankrupt a 19-year-old.

    AUTO
  2. FIRST HOUSE

    Dwelling + the flood question, answered early.

    HOME + FLOOD
  3. FIRST KID

    Term life, 20 minutes, done.

    TERM LIFE
  4. FIRST BUSINESS

    LLC ≠ covered. Now it is.

    BOP + CYBER
  5. THE DECK CHAIR

    Umbrella up, premiums down, boat rider optional.

    UMBRELLA

Asked across the desk.

  • Nothing. Carriers pay us the same commission they'd pocket as 'direct pricing.' You just gain a human.

  • Yes — unused premium comes back prorated. We handle the breakup letter.

  • The carrier writes the check; we do everything else. You call us, we file, we translate, we chase.

  • It's cheapest exactly now. That's the trick of it.

  • All three, plus the odd ones. Twelve carriers means somebody on the bench writes it.